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What Is an Insurance Rider'
From The Truth About Insurance , 7 month ago, Read 0 times. Similar articles
Insurance Q&A: ?What is an insurance rider'?
Similar to an insurance endorsement, a rider is a provision added to a policy that adds additional coverage beyond what is offered on the standard coverage form.
But why is this necessary' Why doesn't the policy simply cover everything' Good questions. The answer is quite simple. Not everybody has the same risk factors.
There may be coverage you need that another doesn't, or vice versa. Would you rather pay more for insurance coverage you don't...
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Why is Car Insurance Cheaper for Women'
From The Truth About Insurance , 2 year ago, Read 0 times. Similar articles
Insurance Q #38;A: ?Why is car insurance cheaper for women'?
Before we get started, it's important to point out that car insurance is not always cheaper for women than men. #160; There are many factors involved in how car insurance rates are determined that can result in a woman paying more than a man.
For example, a young woman ...
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Higher Insurance Premiums for Social Media Users'
From The Truth About Insurance , 2 year ago, Read 0 times. Similar articles
File this under bizarre: #160; If you or your children use a social media network such as Facebook or Twitter, your homeowners insurance premium could rise, according to the The Digital Criminal report.
The survey, conducted by UK insurance firm Legal #38; General, found that social media users share all types of personal information with basic strangers ...
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Why is Car Insurance So High for Teenagers'
From The Truth About Insurance , 2 year ago, Read 0 times. Similar articles
Insurance Q #38;A: ?Why is car insurance so high for teenagers'?
The answer becomes abundantly clear when we consider that insurance is a business. #160; Insurance companies are out to earn money. #160; The business model is simple. #160; Collect small, calculated amounts of money from as many individuals as possible based on projections of how much money will be ...
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Do Insurance Quotes Affect Credit Score'
From The Truth About Insurance , 2 year ago, Read 0 times. Similar articles
Insurance Q #38;A: ?Do insurance quotes affect credit score'?
The current economic environment, along with the daily reminders we get about the importance of our credit score, has us all wondering if shopping for insurance rates will affect our credit score, and subsequently cost us money in the long run.
The good news is shopping for insurance has ...
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Is Car Insurance Tax Deductible'
From The Truth About Insurance , 2 year ago, Read 0 times. Similar articles
A common question folks ask is if ?car insurance is tax deductible'? #160; The answer is simple; yes and no. #160; Of course, it really depends on the type of insurance you're referring to. #160; When it comes to personal insurance, homeowners insurance, and auto insurance, it's a resounding NO!
Unfortunately, we cannot take tax deductions for premiums paid ...
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Good Student Discount
From The Truth About Insurance , 2 year ago, Read 0 times. Similar articles
We all know it pays to get good grades in school, but did you know it can also lower your auto insurance policy'
A number of auto insurance companies have a so-called ?good student discount' for drivers who maintain solid grade point averages while attending high school or college.
Generally, and I say so because you should ...
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Good Driver Discount
From The Truth About Insurance , 2 year ago, Read 0 times. Similar articles
If you currently have an auto insurance policy, make sure you're getting the good driver discount (assuming you're a good driver).
The ?Good Driver discount' will save you a substantial amount of money (typically 20%) over the course of the year, and it doesn't take much to qualify.
To be considered a good driver with most carriers, ...
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Least Expensive Cars to Insure
From The Truth About Insurance , 2 year ago, Read 0 times. Similar articles
We've looked at the most expensive cars to insure, so it'd only be natural to look at the #8220;least expensive cars to insure #8221; as well.
As expected, most cars that made this list are cheap to buy or lease, and come from the smaller car manufacturers, such as Kia, Saturn, and Hyundai; some Minivans also made ...
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Most Expensive Cars to Insure
From The Truth About Insurance , 3 year ago, Read 0 times. Similar articles
A big chunk of your auto insurance premium is determined by what kind of car you drive, so we thought it'd be prudent to look at the ?most expensive cars to insure.?
The geniuses at Forbes.com once again came up with the list, which is based on a 40-year old male driver who commutes 12 miles ...
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California May Outlaw Gender Pricing for Health Insurance
From The Truth About Insurance , 2 year ago, Read 0 times. Similar articles
Unknown to many, women are often charged more for health insurance than men, as they generally use more health care services in a given year.
However, the gap in usage versus price seems to be a bit out of whack, with the average 30-year self-employed woman paying as much as $420 more for individual health care ...
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