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Vacant Home Insurance Blog
http://vhinblog.vacanthomeinsurancenow.com/
Talks about home insurance, condo insurance and other Real Estate issues
73 articles
Vacant Home Insurance Now offers Vacant Homeowners Insurance for London Flats and Homes
From Vacant Home Insurance Blog, 7 month ago, Read 0 times. Similar articles
VHIN is fully licensed to offer top quality vacant homeowners insurance in both the United States and the United Kingdom. Whether the dwelling be a U.K. flat, house, or owned apartment in London or the countryside, Vacant Home Insurance Now has a good solution.In the U.K. just as in the United States, a home that is unoccupied for over 90 days needs special homeowners insurance. If you are a U.K. national on expatriate assignment these vacant home insurance policies are invaluable. In...
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Vacant home insurance for cabins
From Vacant Home Insurance Blog, 8 month ago, Read 0 times. Similar articles
In the past month we have been asked several times to secure vacant home insurance for cabins. A cabin, in this instance, is defined as a remote house of any kind of construction, not just log construction, that has no access to public water and sewer. Also, in most cases, a cabin is in a remote location that is more than 5 miles from a volunteer fire company and more than 5 ,000 feet from a fire hydrant. In all cases, cabins without access to electricity and running water, and / or using a...
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Property Management Services for Vacant Homeowners Insurance'
From Vacant Home Insurance Blog, 9 month ago, Read 0 times. Similar articles
One of the most common questions we get from clients that purchase vacant home insurance is the following, "do I need to hire a professional property management service to take care of my vacant home in order to satisfy the terms of the vacant home insurance" (also called vacant homeowners insurance.)
The answer is no. However, the home does have to have regular "inside" visits, typically 4 a month or the vacant home insurance policy will become void. A professional does not need to perform...
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Those moving overseas should consider a vacant home insurance policy
From Vacant Home Insurance Blog, 10 month ago, Read 0 times. Similar articles
Many Americans and Canadians that take jobs overseas, and the overseas assignment will not last longer than 3 years, most likely will not sell their home meaning they may need vacant homeowners insurance. The first instinct will be to try to rent the home. Many traditional insurance companies that provide landlord policies to those that rent their home will not extend this coverage to anyone that will not be living in the country. Quotes for vacant home insurance or a landlord policy will be...
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Heat Wave Planning for Clients with Vacant Home Insurance
From Vacant Home Insurance Blog, 11 month ago, Read 0 times. Similar articles
Clients that have vacant home insurance policies generally do a good job maintaining a house for the 6 month to one year period it is empty or unoccupied. This means they generally have a property manager, have someone visit the home, or trust a reliable college student down the street to make sure the snow is shoveled and the bushes are trimmed.However, one big mistake people make, and this can lead to damage in high heat, is to have a vacant home sealed up very tight with little to no air...
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When Property Management is Recommended
From Vacant Home Insurance Blog, 1 year ago, Read 0 times. Similar articles
Vacant home insurance now recommends hiring a professional property management firm to take care of a house that is not occupied or considered "vacant" by the insurance company in two situations:The person owning the vacant home is not living in the State and the house is expected to be vacant or empty for over six months or longer.The home is expected to be vacant or empty for over one year, no matter where the owner is.Of course, an American living overseas on a company job assignment would...
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XN Financial Vacant Home Insurance Policy, a Perfect Hybrid
From Vacant Home Insurance Blog, 1 year ago, Read 1 times. Similar articles
One of the unique features of the vacant home insurance product offered by XN Financial Service, Inc is their vacant home insurance product is a true hybrid. What does that mean for the purchasers of vacant homeowners insurance and more importantly for people living out of State or even abroad'If a home is empty of vacant, the ONLY way to cover it is through a vacant home insurance policy. If a home is going to be rented, a homeowner would need to put in place a landlord tenant policy. In the...
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Vacant Home Insurance Questions in Light of Japan Earthquake and Nuclear Problems
From Vacant Home Insurance Blog, 1 year ago, Read 0 times. Similar articles
One of the markets we serve for vacant home insurance is Americans living and working around the world. In light of the current situation in Japan we have been asked to clarify a few points relating to coverage for vacant homeowners insurance. Although we feel our insurance for vacant homes is the absolute strongest on the market, these two perils are not covered as standard, nor are they covered as standard by any policy in the entire market that we know about.The peril of Earthquake is not...
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Vacant Home Insurance Now (.com) Featured in the Philadelphia Inquirer Newspaper
From Vacant Home Insurance Blog, 1 year ago, Read 0 times. Similar articles
Here is a clip from the article on vacant home insurance, March 11, 2011: In the 4th quarter of 2010, 12 percent of all US residences, or 18,394,000, were vacant. Record foreclosures are a big reason for this: After repossessing houses at sheriff's sales, many lenders leave them empty for months.But even properties that aren't distressed may take a long time to sell after the owners move on. In the Philadelphia region in January, time on the market averaged 103 days, according to a Prudential...
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Some Homeowners Insurers Offer Vacant Homeowners Insurance but at Ridiculous Prices
From Vacant Home Insurance Blog, 1 year ago, Read 1 times. Similar articles
It is true, when it comes to vacant home insurance there are not a lot of choices in the marketplace of most States. We have recently heard that, in order to increase profits, some homeowners insurers will offer up to a year of coverage for vacant home insurance but at ridiculous prices, making clients feel they have no other choice.The cost of vacant home insurance is high to begin with because of increased risk and fewer market choices, but the cost some companies are "offering" to clients...
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