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The Life Insurance Blog
http://blog.pinnaclelife.co.nz/
Pinnacle Life is an innovative, New Zealand-based life insurer offering instant online life insurance. This NZ blog was established to demystify life insurance for consumers.
20 articles
Why life insurance companies don't go broke'
From The Life Insurance Blog, 6 month ago, Read 0 times. Similar articles
Insightful question received from a reader…
Q
I would love to buy life insurance but I have one concern. If insurers cover you until you are 100 years old, there's a 100% chance the insurance company will have to pay you the amount you are covered for.
I have put together a spreadsheet with a $30/month payment and interest at 8% pa. I could not save even $250,000 in 50 years, whereas if I die, the insurance company would have to pay out $420,000 – the amount I covered myself...
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Remember, remember the 1st of Movember
From The Life Insurance Blog, 7 month ago, Read 0 times. Similar articles
Movember is an annual, month-long celebration of the moustache, highlighting men's health issues, specifically prostate cancer and depression in men.
Who can we blame for this initiative'
Look no further than the Movember Foundation?? a global not-for-profit, charitable organisation which runs this Movember celebration of men's health.
For the record, the idea for Movember came about in 2003 when a few mates having a beer in a Melbourne pub recognised that men were lacking a way to adequately...
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Rapture insurance' the final countdown!!
From The Life Insurance Blog, 7 month ago, Read 0 times. Similar articles
According to this report, the Rapture which failed to take place on 21 May 2011 as predicted, will now take place today (21 Oct 2011).
Read our previous blog on this topic.
The problem with the Rapture is that we don’t know who exactly will get the highly desirable heavenly?call-up and who’ll be discarded to face hell on earth. If you’re the family breadwinner and you’re raptured away, will your family have the financial resources to continue living their devilish...
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15 minutes per day earns you 3 more years'
From The Life Insurance Blog, 7 month ago, Read 0 times. Similar articles
Do you exercise for at least 15 mins per day'?
Yes'
Then (in a perfect world obviously) you should be entitled to a 14% discount on your life insurance premiums!!
A research study briefing in Time Magazine says that just 15 minutes of exercise each day increased your life expectancy by 3 years and reduced your risk of dying by 14%.
Research was conducted on 400,000 Taiwanese people over a period of 3 years, and the study compared people who undertook on average 15 minutes of exercise per day...
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Winning is lifesaving'
From The Life Insurance Blog, 7 month ago, Read 0 times. Similar articles
It would be remiss of me not to write an article about the Rugby World Cup, and life insurance. How could I let such an opportune moment slide by without giving the lighter side of the important role sport events plays in our industry'
Let's start with the car keys, that silver and brass jingle in your pocket (or so you thought), essential to getting back home in time to watch the replay. Statistics show, that your keys are the most likely item to be lost at a major sporting event. After a...
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PINK RIBBON = Breast Cancer Awareness
From The Life Insurance Blog, 7 month ago, Read 0 times. Similar articles
October is Breast Cancer Action Month and 8 October is Pink Ribbon Day. This is all about making people aware that?breast cancer is the #1 woman-killer in New Zealand and that women should undergo regular screening.
Some facts:
All women have a chance of developing breast cancer in their lifetimes.
Around 2,400 women?are diagnosed?with breast cancer each year
As women grow older, the risk of being diagnosed with breast cancer increases'
Age
Risk of being diagnosed with breast...
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Two studies, one conclusion' sitting is deadly!
From The Life Insurance Blog, 8 month ago, Read 0 times. Similar articles
Just when you find out that relaxing is good for your health, you find out that ?sitting? is not one of the ways to do it.
You can read all about it here and here. ?And to help you cut to the chase quickly, here are the two conclusions'
Study 1: Sitting and watching TV shortens your life by 22 minutes for every hour you spend glued to the screen. ?This means people who watch TV on average 3 hours a day are likely to shorten their life expectancy by 2 to 3 years.
Study 2: People who sit more...
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Life insurance brokers ? they're no joke!
From The Life Insurance Blog, 8 month ago, Read 0 times. Similar articles
This is a good one…
James?Hacker was a rich old man dying from a rare disease. On his deathbed, he called for his doctor, his preacher and his life insurance broker:
“I trusted each of you my entire life. Now I want to give each of you $30,000 cash in an envelope to put in my grave. I want to take it with me.”
Mr Hacker died and at the funeral, each one placed the envelope on top of the coffin, then he was laid to rest.
On the way from the funeral, in the limo, the doctor...
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What do ?seduction' and ?selling life insurance' have in common'
From The Life Insurance Blog, 8 month ago, Read 0 times. Similar articles
?Nothing'? Well that's my answer' but of course, that's just me because I'm probably naive.
However, insurance adviser Andrew Smith claims that the six steps to ?get a girl' also work a treat when it comes to selling life insurance. See the original article here.
According to Smith:
1. ?Make her laugh – Smith says if you make your clients laugh, a lot of barriers are broken down.?
2. ?Get her talking about herself ? Smith believes once you start listening to a client, they open up...
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Blue September ? how's your prostate'
From The Life Insurance Blog, 4 month ago, Read 0 times. Similar articles
Every year around 600 men in New Zealand die of Prostate Cancer.
BTW, that’s more than the total number of people killed in New Zealand road and workplace accidents combined!!
Why so many'
Because men don't realise how dangerous the disease is, they don't talk to their doctor about it and basically' they simply don't do anything about it, period.
That's why Blue September was invented.
Blue September promotes an awareness of the danger of prostate cancer and highlights that early...
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