Short Term Medical Insurance

The Long and Short of It

From Affordable and Cheap Health Insu, 2 month ago, Read 0 times. Similar articles

Would you like some more Twitter in your WordPress' We got ya. As an update to our ever-popular Tweet embedding functionality we’re supporting Twitter’s new embed API to enable richer, better looking, and more functional Tweets inside your blog posts. To embed a Tweet just put a permalink to it on its own line?or use our new shortcode that allows for extra formatting. But wait, there’s more! Have you ever wished that when you’re on Twitter and come across a link to... Read more

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Sylvester: ABP, Cut Pensions'

From Actuary-Info, 3 weeks ago, Read 0 times. Similar articles

At the end of 2011, let's take a short view on the madness around cutting pensions.As a leading example, I'll discuss ABP, a Dutch 240 billion pension fund and one of the largest pension funds in the world.Being fanatic blog readers and actuaries, you're probably 'in' for a teasing joke on Sylvester or 'New Years Eve'. As you all know communication is key in the pension business. However, as pension investment results get more volatile and complex (in? time) to explain, communication about... Read more

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Don't Pay Dave Ramsey Stupid Tax At Zander Insurance!

From Ed Hinerman on Life Insurance, 1 month ago, Read 0 times. Similar articles

My New Year’s resolution is to always tell the truth no matter who’s buttons it pushes. I’ve been bullied into backing off of a few blog posts in the past, probably the most memorable being with West Coast Life, but life’s too short and life insurance and your budget are too important. Feathers will be ruffled, not just for the sake of ruffling, but because people like you and your family and friends aren’t being treated right when it comes to... Read more

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Distractions while driving, more than cell phones

From Risk(y) Business , 1 month ago, Read 0 times. Similar articles

Insurance companies are paying claims from accidents caused by distracted driving. This has put a lot of pressure on legislatures to pass laws preventing the use of cell phones while driving. But is this short sighted' It may be. Look at all the gadgets cars have these days to cause distractions. GPS units, IPod units, video screens, climate control computers etc... just to name a few. No one is discussing all these items as far as distractions to drivers. I have a GPS unit in my car and... Read more

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Congress needs to get it right with Flood Insurance

From Risk(y) Business , 2 month ago, Read 0 times. Similar articles

The flood insurance program (NFIP) is at another funding deadline and Congress has to vote to extend it. This short windows of time for a valid flood program is not making it?any easier to sell the coverage to consumers. Most customers know that the program is really poorly run and funded and only buy the coverage when they are forced to by the bank. To make matters worse the claim payments and settlements have not been stellar. I went to a regional meeting of a large Northeast insurer and... Read more

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Risk Models Fall Short On Contingent Damage Predictions

From Risk(y) Business , 3 month ago, Read 1 times. Similar articles

Risk modeling has done a very good job at prediciting direct damage estimates from natural disasters and other claims. The models however have fallen short when trying to predict contingent damages. The last few years has been a real eye opening experience for insurers and reinsurers. The Japanese earthquake and the midwest weather catastrophes have wrought billions of dollars in contingent damages that risk models did not predict. Industry experts say the models can't be improved... Read more

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Retiree Health Insurance Options

From Hyers and Associates, Inc. Insur, 3 month ago, Read 0 times. Similar articles

Upon retirement, you may lose the group health insurance coverage offered from your employer. In some cases, the insurance can be extended for a short period of time, but in most others it may discontinue altogether or become too expensive to maintain. The dividing line for most retirees is age 65. If you are younger than age 65 and you cannot continue your group health insurance coverage for any reason, the next best option is to purchase an individual or family plan from a provider such... Read more

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2011 Medicare Open Enrollment Annual Election Period

From Hyers and Associates, Inc. Insur, 3 month ago, Read 0 times. Similar articles

Get a Quote »The 2011 Medicare open enrollment window is almost upon us. Otherwise known as the Annual Election Period or AEP for short, this period of time can be used by Medicare beneficiaries to switch insurance plans. The dates are a little different this year as the window starts and ends early. AEP will run from October 15, 2011 to December 7, 2011. It is important however to remember what changes can and can’t be made during this window of time. Disenrolling From Medicare... Read more

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Some Life Insurance Companies Have Heart!

From Ed Hinerman on Life Insurance, 4 month ago, Read 0 times. Similar articles

Allow me one more time to bemoan the good old days when US Financial Life Insurance was still roaming the earth. They doled out good news in life insurance underwriting in their short life span than any other company around. It was called clinical underwriting. Just as a review, most underwriting is done with what I call the bucket method. This is most prevalent when companies dish out declines without looking any further than the application. If the word bipolar disorder is... Read more

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