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Homeowner Insurer's Failure to Timely Respond to Insured's Proof of Loss or Send 90-Day Delay Letters Does Not Preclude Exclusion-Based Coverage Defenses

From Coverage Counsel, 5 month ago, Read 0 times. Similar articles

PROPERTY ? HOMEOWNERS ? PROOF OF LOSS ? REGULATION 64 ? 90-DAY DELAY LETTERS ? DEFENSE PRECLUSION Mallory v. Allstate Ins. Co. (2nd Dept., decided 12/6/2011)? Section 216.6 (c) of New York Insurance Regulation 64 (Title 11 NYCRR Part 216) requires an insurer, "[w]ithin 15 business days after receipt by the insurer of a properly executed proof of loss and/or receipt of all items, statements and forms which the insurer requested from the claimant," (30 days if the insurer suspects that... Read more
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Aviva enhances critical illness coverage

From Insurance Daily , 7 month ago, Read 0 times. Similar articles

Health insurer Aviva has announced that it is enhancing its critical illness coverage with the addition of new conditions. With effect from today, new critical illness customers will be eligible for partial payments for two forms of early cancer, namely low grade prostate cancer and ductal carcinoma in situ, an early form of breast cancer, for which a lump sum of up to £20,000 may be paid out. The partial payments form an additional benefit, separate from the main policy, meaning that critical... Read more
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ISO enhances Rating Service offering

From Insurance Daily , 7 month ago, Read 2 times. Similar articles

ISO has developed newly formatted algorithm files to accompany its ISO Rating Service and ISO Electronic Rating Content. Rating data and the rules for acting upon rating data are now in formats that can be uploaded to a policy administration system, with the new algorithm files providing implementation-level details for four main functions: ? premium calculations ? policy forms attachment logic ? statistical code assignment ? business edits The files are available in MS-Excel and XML formats... Read more
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ABI bans annuity ?roll over' forms

From Insurance Daily , 7 month ago, Read 0 times. Similar articles

The UK’s annuity market has received a wake up call from the Association of British Insurers (ABI), which wants more pre-retirees to shop around before investing their pension pots. The Association is about to introduce a compulsory code of practice for insurers, requiring them to remove the annuity application forms that accompany the packs sent out to pension customers in the run up to retirement. With no form to hand, confused or lazy consumers should be less tempted to “roll... Read more
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Willis and XL implement e-Accounting

From Insurance Daily , 7 month ago, Read 0 times. Similar articles

Willis and global insurer, XL Group, have successfully launched an electronic accounting process between the companies, using the new ACORD 2010.2 data standard. In August, Willis went fully live with e-Accounting in a move that forms part of an ongoing initiative by the London Market Group to modernise the industry and reduce paper-based transactions. Explaining the switch, the broker’s executive director for e-Accounting, Graham Card, says: ?We are confident that the enhancements in the... Read more
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Embed Wufoo forms and surveys with a simple shortcode

From Affordable and Cheap Health Insu, 8 month ago, Read 0 times. Similar articles

Earlier this week we released a new shortcode on WordPress.com to help you embed Wufoo forms in your WordPress.com posts, pages and even sidebars. Our friends over at Wufoo wrote about it on their blog and we wanted to let you know here as well. Wufoo forms are extremely flexible and enable you to create everything from simple contact forms to event invitations and mailing lists: On their end, Wufoo integrates with other services as well. For example, a you could build a newsletter signup... Read more
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Embed Wufoo forms and surveys with a simple shortcode

From Groningerinsurance's Blog, 8 month ago, Read 0 times. Similar articles

Earlier this week we released a new shortcode on WordPress.com to help you embed Wufoo forms in your WordPress.com posts, pages and even sidebars. Our friends over at Wufoo wrote about it on their blog and we wanted to let you know here as well. Wufoo forms are extremely flexible and enable you to create everything from simple contact forms to event invitations and mailing lists: On their end, Wufoo integrates with other services as well. For example, a you could build a newsletter signup... Read more
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Time for the insurance industry to cover cyber liability

From Risk(y) Business , 8 month ago, Read 0 times. Similar articles

There is an increased activity in claims centered around cyber liability. The insurance industry has been slow to react to this risk as insurance products for this coverage are still in their infancy. Sony was the first really big profile claim and their insurer is denying coverage. However small business is being targeted also and there are few coverage forms that can be purchased to cover the claims. The industry needs to really put some effort in  making this coverage more readily... Read more
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Illinois Family Health Insurance

From The Direction of Health Care in , 8 month ago, Read 0 times. Similar articles

Illinois Family Health Insurance Article by Randy Gillespie Illinois family health insurance is one of the hottest commodities on the market today. It’s a fact of life in Illinois that most employers are no longer able to offer insurance for their workers’ families. In response to this decline in coverage, Illinois family health insurance has rapidly grown into a force to be reckoned with over the last ten years or so. Today it is one of the most popular forms of medical coverage... Read more
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The Rise of Health Savings Accounts

From The Direction of Health Care in , 8 month ago, Read 0 times. Similar articles

The Rise of Health Savings Accounts Article by Alphonse Adams It seems that every day there is an article about the rising cost of health insurance, the high number of people with no health insurance, and our system of financing medical care which is broken and needs repair or replacement. What goes unreported is that since January 1, 2004 there is a new way to finance medical expenses which drastically reduces the cost of medical insurance when compared to traditional forms of health... Read more
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