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Public Liability Insurance for a Bricklayer

From Ashburnham Insurance Services Li, 2 month ago, Read 0 times. Similar articles

I'm a Bricklayer, do I need liability insurance'Being a Bricklayer you will understand that there are many risks associated with the trade and as such it is crucial to have liability insurance in place. What are some examples of possible liability claims for a Bricklayer'? Whilst working you accidentally damage a third parties property (e.g. you go into someone's property and accidentally knock something over)? Whilst working you accidentally damage a third party (e.g. you leave a... Read more

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What do ?seduction' and ?selling life insurance' have in common'

From The Life Insurance Blog, 5 month ago, Read 0 times. Similar articles

?Nothing'? Well that's my answer' but of course, that's just me because I'm probably naive. However, insurance adviser Andrew Smith claims that the six steps to ?get a girl' also work a treat when it comes to selling life insurance. See the original article here. According to Smith: 1. ?Make her laugh – Smith says if you make your clients laugh, a lot of barriers are broken down.? 2. ?Get her talking about herself ? Smith believes once you start listening to a client, they open up... Read more

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High Risk Iowa Automobile Insurance

From Online Auto Insurance, 1 month ago, Read 0 times. Similar articles

Auto insurance prices in Iowa are primarily based on the likelihood that a motorist will file a claim. In an attempt to accurately predict a driver's accident risk, insurers frequently explore an extensive amount of research and statistical findings. Drivers are then placed into certain markets depending on their probability of being involved in an accident. Because of the increased likelihood that an insurer will have to pay out a claim for a high-risk driver, motorists who are placed in the... Read more

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A Car Accident's Affect on Auto Insurance Rates

From Online Auto Insurance, 1 month ago, Read 0 times. Similar articles

The reason why the majority of motorists purchase vehicle coverage is to be adequately prepared in the event of an accident. Being involved in a collision can often result in expensive vehicle repairs and medical costs, which are frequently covered by a motorist's insurer. A vehicle owner's premium is often closely linked to the driver's likelihood of filing a claim, which is why being involved in an accident frequently results in higher coverage costs. Insurers usually charge higher risk... Read more

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Flood Claims from Irene still not Processed

From Risk(y) Business , 1 month ago, Read 0 times. Similar articles

In a recent report, 25% of flood claims from hurricane Irene are still not processed and small businesses are suffering. The NFIP is responsible for paying the claims and private insurers are responsible for processing them. Fingers are being pointed at the NFIP because they have yet to fund the claims. Private insurers who process them are not putting their own money to settle the claims. This is another burden on small businesses and shows the inefficiency of the Federally run program. This... Read more

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Distractions while driving, more than cell phones

From Risk(y) Business , 1 month ago, Read 0 times. Similar articles

Insurance companies are paying claims from accidents caused by distracted driving. This has put a lot of pressure on legislatures to pass laws preventing the use of cell phones while driving. But is this short sighted' It may be. Look at all the gadgets cars have these days to cause distractions. GPS units, IPod units, video screens, climate control computers etc... just to name a few. No one is discussing all these items as far as distractions to drivers. I have a GPS unit in my car and... Read more

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Congress needs to get it right with Flood Insurance

From Risk(y) Business , 2 month ago, Read 0 times. Similar articles

The flood insurance program (NFIP) is at another funding deadline and Congress has to vote to extend it. This short windows of time for a valid flood program is not making it?any easier to sell the coverage to consumers. Most customers know that the program is really poorly run and funded and only buy the coverage when they are forced to by the bank. To make matters worse the claim payments and settlements have not been stellar. I went to a regional meeting of a large Northeast insurer and... Read more

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Join me for RIMS 2012 Annual Conference & Exhibition in Philadelphia!

From Corporate Insurance Blog, 1 month ago, Read 0 times. Similar articles

Looking for a fantastic seminar devoted to risk and insurance' ?Are you a risk manager' ?Are you part of the insurance industry' ?Are you someone who helps companies get their claims covered and paid (that’s me! that’s me!)? Of course, then, you want to attend a risk management seminar with “no boundaries.” ?Well, look no [...] Read more

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Why I Sell Life Insurance

From Life Insure, 3 month ago, Read 0 times. Similar articles

Life insurance agents and brokers hope their clients will never need the term insurance policies they purchased.? I don’t know of many sales jobs in which the sales person prefers that their clients never use the product they sold them. Yesterday, once again I was reminded of why I choose to sell life insurance.? We received a call from one of our client’s beneficiaries that our client passed away.? She was inquiring about how to file a claim.? It is never an easy conversation for... Read more

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NY Court of Appeals Rejects Martin Act Preemption of Common Law Securities Claims

From The D & O Diary, 1 month ago, Read 0 times. Similar articles

A long-standing question under New York law is whether the state’s Martin Act preempts private claimants’ efforts to bring non-fraud common law claims in the securities context. A well-developed body of case law has generally held that it does, although recently some judges questioned this conclusion. ? In a December 20, 2011 opinion (here), the New York’s highest court held that the Martin Act does not preclude private claimants from bringing common law causes of action.... Read more

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