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15 minutes per day earns you 3 more years'
From The Life Insurance Blog, 7 month ago, Read 0 times. Similar articles
Do you exercise for at least 15 mins per day'?
Yes'
Then (in a perfect world obviously) you should be entitled to a 14% discount on your life insurance premiums!!
A research study briefing in Time Magazine says that just 15 minutes of exercise each day increased your life expectancy by 3 years and reduced your risk of dying by 14%.
Research was conducted on 400,000 Taiwanese people over a period of 3 years, and the study compared people who undertook on average 15 minutes of exercise per day...
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Get mad and live longer'
From The Life Insurance Blog, 2 year ago, Read 1 times. Similar articles
This is a great way to start the year. It could even be your New Year resolution.
A couple of months ago we came came across this NZ Herald article that offered sensational new advice on how to live longer.
The advice is based on research that says ?people treated unfairly at work who suffer in silence have twice the risk of a heart attack or dying of heart disease compared with those who vent their anger'. This is in line with what doctors have long believed; that unresolved anger can impact...
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Q&A' how life insurance works'
From The Life Insurance Blog, 2 year ago, Read 0 times. Similar articles
We received this question from Roxanne
I would love to go with Pinnacle Life but I have one concern. If they cover you till you're 100 there is a 100% chance to have to pay you back the amount you're covered for. I have put together a quick spreadsheet and having approx 40NZD and approx 8% per year interest I could not ?save' even 300.000 NZD in 50 years while I would be insured for 420.000NZD' What am I missing here'! Thx
Answer
This is a great question because it goes to the very heart of...
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5 ways to reduce Santa Stress' and live longer:-)
From The Life Insurance Blog, 2 year ago, Read 0 times. Similar articles
We all know Christmas can be a stressful time. Family obligations, financial pressures and excess consumption all lend themselves to an insurance claim. We thought we'd give you some insightful hints on how to deal with all this Santa stress.
Ms Clause
A happy Ms Clause makes for a stressfree Santa. Hints… don't mention the word dry and turkey in the same sentence, do the dishes before you're asked, don't make her play cricket, and when she does:- don't laugh at her inability to catch,...
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Replace ?hard-sell' with better products and services'
From The Life Insurance Blog, 2 year ago, Read 0 times. Similar articles
We'd like to comment on a story on Good returns in which Asteron's Sean Carroll reportedly had this to say;
?The commission war over the past few months had done nothing for the industry, and as an actuary, he said he knew “exactly” how it is costing his competitors. Change needs to be customer-driven, and Carroll said he does not think the commission rates being offered are sustainable.?
We entirely agree with this comment, particularly about change needing to be customer...
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What is Diabetes Awareness Week'
From The Life Insurance Blog, 2 year ago, Read 0 times. Similar articles
November 17 to 23 is Diabetes NZ Awareness & Appeal Week.
Diabetes is the result of the body not creating enough insulin to keep blood glucose levels in the normal range. It cannot presently be cured but it can be controlled and you can lead a full and active life.
So what's the link between diabetes and life insurance you may well ask' Well' plenty!
Anyone who is unfortunate enough to have diabetes that's tried to get life cover would know that it's neigh on impossible to get....
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Cost of life insurance'
From The Life Insurance Blog, 2 year ago, Read 0 times. Similar articles
Following up on Steve’s post a few days ago regarding high commissions, thought a quick comparison of life insurance premiums across the NZ market would indicate just how much more efficient it is to buy your life insurance online.
Take a look at this simple comparison table for two 40-year-olds buying $300,000 life insurance cover'
(All prices have been sourced from quotes on NZ website available to the public)
Male
Age 40
non-smoker
Cover $300,000
Monthly Premiums
% More...
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Another thought for Movember' what men get up to.
From The Life Insurance Blog, 2 year ago, Read 0 times. Similar articles
More reason's why men need to be aware of ?men's health' during Movember ? click here to see what men get up to' and why life insurance is more expensive for men…
…and to balance the books' see here… J
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A thought for Movember' why some insurers only insure women'
From The Life Insurance Blog, 2 year ago, Read 1 times. Similar articles
As we think about men's health during Movember month, this Youtube life insurance ad reminds us why some insurance companies prefer to insure only women' J
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Insurance commissions' up, up and away!
From The Life Insurance Blog, 2 year ago, Read 0 times. Similar articles
In June last year insurance commissions were in the news and we wrote this story on our blog. This month, commissions are in the news again. See this article posted yesterday on Good Returns.
We don't really want to get into the debate all over again (yes, really') but we think it is important for NZ consumers to be aware of what is going on in their life insurance industry.
In the story we are referring to, insurance companies are now paying commissions of 230% to get brokers to sell their...
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More on men's health'
From The Life Insurance Blog, 2 year ago, Read 0 times. Similar articles
While we're on the subject of Movember and men's health (including men’s ‘mental‘ health), we thought this life insurance advert from Youtube was appropriate' J
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